Our Risk Assessment is a process to identify potential hazards and analyze what could happen if a hazard occurs. A business impact analysis is the process for determining the potential impacts resulting from the interruption of time sensitive or critical business processes. There are numerous hazards to consider. For each hazard there are many possible scenarios that could unfold depending on timing, magnitude and location of the hazard. Our skilled professionals look for vulnerabilities—weaknesses—that would make an asset more susceptible to damage from a hazard. Vulnerabilities include deficiencies in building construction, process systems, security, protection systems and loss prevention programs. They contribute to the severity of damage when an incident occurs. For example, a building without a fire sprinkler system could burn to the ground while a building with a properly designed, installed and maintained fire sprinkler system would suffer limited fire damage. This service is an annual service that will allow our team to fully inform you of the risk at hand and how your policy will support the risk if a loss occurs.