You need to know what is covered – and what is not. An insurance policy contains a significant amount of coverages and limitations. We can help minimize your exposure. With constantly evolving business models and manuscript policy forms, the gap seems to be widening. By drawing on real world claims experience, we look to the past to envision the future. Will your worst-case loss scenario receive full coverage? Do the specific terms and conditions of your property policy accommodate the most likely loss scenarios? Working with your insurance partners and with an understanding of insurers’ appetites, we’ll help construct the right form to protect your critical risks.